About Us
Benefiting Everyone
Our Story
Mini Deposit Home Loans is an innovative technology based finance brokerage company providing an easier pathway for people to finance their new home without parents risking their family home, or Borrowers being forced to pay for the expensive mortgage insurance. Our main goal is to create better value for Borrowers and Lenders alike.
We know just how hard it is for young professionals to enter the property market today after having seen highly qualified Borrowers being held financially restricted by the major banking institutions. We’ve been providing an advantageous entry point into the property market for young professionals for decades and we can help you too.
Our Philosophy
We are dedicated to helping you achieve your personal financial and property goals.
With decades of combined experience we’ve helped thousands of young Australians navigate the world of finance and property to create a better life for both themselves and their families.
Our finance experts are dedicated to finding the best lending solutions for you to achieve your financial goals. With one phone call, we can compare 100’s of loan options available to you.
Do you have questions?
It's easy to get started but we know there's a lot to take in, so if you have got any questions just contact us and we'll answer them for you.
The Regulation
In this day and age of fast changing government rules and legislation we provide our clients with the most up to date information about property financing.
Mini Deposit Home Loans is not a bank or financial institution. Mini Deposit Home Loans and Mini D Loans are the trading names of our own finance company Mini D Credit Pty Ltd ACN 649 002 157.
Mini D Credit Pty Ltd holds an Australian Credit Licence (ACL) 531559 that can provide loans both directly in its own name and also as a finance intermediary (Finance Broker) to offer clients various types of loans through our lending panel of over 50 different banks and lenders across Australia.
Mini D Credit Pty Ltd is not authorised under the Banking Act and is not supervised by the Australian Prudential Regulation Authority. Nor is Mini D Credit Pty Ltd or its subsidiaries business entities covered by the depositor protection provisions in section 13A of the Banking Act. However, any funds we hold on your behalf pending our future funding obligations will be held within a reputable Australian authorised deposit-taking institution that is covered by the Australian Government Financial Claims Scheme.