WE’RE GIVING LENDERS
BETTER OPTIONS

Our well qualified Borrowers allow you to spread the risk on your lending portfolio whilst enjoying great returns.

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Fractionalisation & Diversification

When investing money consider both a fractionalised & diversified investment strategy. With Mini D Loans you can choose varied locations, interest rates and loan terms.

Solid Monthly Returns

One of the biggest advantages for our MINI D Lenders, is that it is the Lenders decision as to the amount to invest, interest rate to charge, loan terms and conditions.

The MINI D Guarantee

The MINI D Guarantee was established to reassure our lending investors that our number one focus is to ensure they receive their agreed monthly repayments.

Consistent returns
at great rates.

We specialise in connecting qualified Borrowers with Lenders who want stable and attractive returns.  Regular and predictable Borrower repayments provide a steady cash flow that may be reinvested or withdrawn.

Are you related to the Borrower?

Many parents lend to their children in order to help with the purchase of a property. The current format of this option presents many risks and has several limitations.

As a Lender to a potential Borrower there are a lot of compelling reasons to invest with Mini Deposit Home Loans. You choose the Borrower criteria, interest rate, loan terms and conditions and can feel comfortable and reassured knowing a well-documented legal loan is in place.

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Tell me about the benefits as a Lender.

There are many compelling reasons to join thousands of other Australians like yourself and become a Lender with Mini Deposit Home Loans.

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How easy is it to get started?

We have uncomplicated processes in place, and we’ve made it easy for you to get started as a Lender.

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Credit Risk Management

The 5 C's of Credit Lending Explained - Click here

Credit and Loan Assessment Policy Summary

As with any finance related product the major risk is defaults by the Borrower.

We are very confident that the Mini D target market default rate will be very minimal (if any) given our strict credit assessment and loan product policies.

Our credit policy and assessment process are built around the old time tested and well proven 5 C’s of Credit:- Character, Capacity, Capital, Collateral and Conditions……...read more

Join other Australian Lenders just like yourself and start earning today

Start earning as a Lender today:

1. Register as a Lender online

It’s a quick 1 minute form to get started.

2. Decide on your rates and terms

Select the loan amounts you’d like to lend and their respective rates and loan terms.

3. Enjoy the returns

Begin collecting the return on your investment now.

Register Today

Security & Stabilty

Backed by the MINI D Guarantee

The MINI D Guarantee details

We understand that many of our Lenders are investing for a better financial return than what they would usually obtain from a traditional bank term deposit or other investment. This is why we have established the MINI D Guarantee (MDG).

The MDG was established to assist Lenders in the event of late or missed repayments by the Borrower.

In the event of a missed repayment by a Borrower, the MDG will be called upon to repay the interest component of any outstanding loan whilst the management team coordinates the recovery process and collection with both our internal and external loan collection agencies.

Our number one objective is to ensure that all individual Lenders receive the principal and interest due to them on an regular basis.

Lender Registration

Fill out this form and we’ll get back to you within 24 hours.

Lender Registration
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Read the terms and conditions here.